Do you need umbrella coverage? What is umbrella coverage? It is just an additional layer of coverage/protection. If a liability suit is filed against you, all of your assets are at risk. And, the more assets you have exposed the greater your risk. Even if you have personal liability coverage, it might be prudent to purchase an umbrella policy to protect your assets that are exposed. Lawsuits are increasing and plaintiffs are being awarded larger judgments. The probability that a lawsuit can be brought against you has been greatly enhanced in today's environment. Personal umbrella coverage, covers judgments from lawsuits that exceed the limits on your underlying insurance policies. For the legal defense of a covered claim, your umbrella policy would help pay for:
- Legal costs
- Wages
- Judgments
- Expenses
Remember, to qualify for this coverage, your policy must have certain liability limits on your other insurance policies. Call us for details at: 713.280.1161 or email: j.barnes@theemerginginsuranceagency.com.
We will be discussing a few said coverages, while visiting our site, but they are for illustration and informative purposes only and not an statement of contract of a said contract. Remember all insurance has its guidelines. Our website also has links to other similar businesses and are no way able to control its said content nor what its affiliates,subsidiaries convey. Our firm is based on professionalism and integrity. If there is anything that offends you while visiting our site, please contact us. Our business is about being informative and helping you the consumer make better said choices when it comes to your insurance. Contact us: j.barnes@theemerginginsuranceagency.com.
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